Your Home
Correspondence Address:
Please enter the address to which correspondence with regards your policy should be sent.
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Please provide additional details on the Home's construction
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What type of listed property is this?
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Any quotation offered will be subject to the following terms:
We will not pay for loss or damage by theft or attempted theft from your home unless:
1) The main entrance door (final exit door) is secured by:
- A mortice deadlock or rimlock approved to BS:3621 (i.e. kite marked to this standard), or
- A multi-point locking system with a minimum of 3 dead bolts
2) Other external doors and integral garage doors are secured by:
- A mortice dead lock or rimlock approved to BS:3621 (i.e. kite marked to this standard), or
- A multi-point locking system with a minimum of 3 dead bolts, or
- Key operated security bolts fitted to the top and bottom of each door in addition to an existing mortice lock.
3) Patio doors are secured by:
- Key operated bolts fitted to the top and bottom of the opening section in addition to the existing deadlock, or
- A multi-point locking system with a minimum of 3 deadbolts
4) French windows are secured by:
- Key operated bolts fitted to the top and bottom of each leaf in addition to the existing deadlock, or
- A multi-point locking system incorporating a central deadlock
5) All opening ground floor, basement and upper floor windows and skylights which are accessible other than by use of a ladder are secured by:
- Key operated window locks, and
- Any louvre must have the panes of glass securely fixed with suitable adhesive into their brackets/frames (windows in occupied bedrooms may be left open for ventilation)
whenever the home is left unattended and when the household retires for the night.
1) you must:
- maintain all security protection at the home in good working order at all times
- advise us before changes to the security at the home are made
- put all the security protections into operation whenever the home is left unattended
2) during the period from October to April (both months inclusive) we will not pay for a claim under Cause 3 - escape of water unless:
- central heating is installed and in operation to maintain at all times a minimum temperature of 15 degrees Celsius, or the water is turned off at the mains and the water system drained,
- the gas (if any) and electricity supplies are turned off at the mains when not used for the central heating system or the security of the home
3) a £250 excess applies to each and every claim other than subsidence, heave and landslip under Section 1: Buildings where the excess remains at £1,000
4) we will not pay any claim in respect of loss or damage to valuables and money
5) it is a condition of cover that the home is visited and inspected internally and externally at least once a week by a responsible adult.
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Please provide contact details of somebody based in the UK authorised to handle claims in your absence
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